My mom recently gave me a book, Rich Dad Poor Dad, and I've been reading the hell out of it. It's basically being financially literate If it's one thing I've learned from my mother's mistakes, it's to TRY and keep yourself out of debt. My main goal is to keep my credit GOOD, and by the time I'm 25 (that'll be in 4 years!), I can buy my dream house. Sure, I'm half tempted to max out my main credit card, but that would be so bad in the long run, I am just now getting a hold on the payments, and I'm expecting to pay off the balance by July, that is, if I stick to what I plan on paying. By reading this book, I've been able to balance my payments out evenly, so that I can pay off any accounts that may have a remaning balance, and still have money to set aside for myself and money to save. I'm proud of myself, it's like a mini-plan that works into my regular 5 year plan that I'm still working out. So I guess that Louis Vuitton purse that I want so badly, will remain that Louis Vuitton purse...that I want so badly, for a little while anyways. There's no reason for me to blow any of my future savings on a $1,200 purse, I can always get the fake one :). Hey, when I'm able to do what I really want to do in the future, I can buy whatever the hell I want. I've come up with a new idea for another business, the only problem, is that I suck at drawing, and the only person that could possibly help me (she and I could share the same brain) sux at drawing too. We're both creative when it comes to this stuff, but she's highly more fashionable than I, so all I need is an artist. Anyone up for the job? Can't pay ya yet...we're still in the beginning stages!